I got an email receipt this morning and realized I forgot to downgrade my gym membership. I’ve only been going 2 or 3 times per week, so no need to pay for unlimited. If I’d made this change the first time I thought about it, I could’ve saved some money.

Looking through the rest of my email, two were from companies that send me multiple emails per week. I’ve been seeing these offers forever. With no plans to buy from either, I unsubscribed. Why did I wait so long? If I need something in the future, I can search for what I need.

When you see a problem, deal with it. Action today eliminates the need to consider it tomorrow.

How much time and money can you save when you act now?